Start in life

  • Online account to be opened by customers aged 18 or over
  • All services included for free: free online account management for school students, apprentices, university students up to age 30
  • Extension possible for up to two years after completing training
  • Online- and Mobile-Banking allows you access to your account worldwide at any time
  • Make use of the 23,600 ATMs of the Savings Bank Financial Group free of charge

Also available with an overdraft facility

For those spur of the moment purchases – our overdraft facility will ensure that you will always have sufficient funds for those unplanned buys or unexpected expenses.

Free Sparkassen-Card (debit card)

Use all account statement printers of the Savings Bank Financial Group free of charge.

An account you can depend on

No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.



Monthly account management fee: 0.00 Euro
Withdrawals from Sparkasse ATMs: free of charge
Incoming/outgoing payments: 
             - online 
             - by form 
free of charge
Paperless bookings/transfers free of charge
Establishing/changing/cancelling a standing order: free of charge
Bank account statement – electronic or print: free of charge

Emergency number 116 116

Our emergency number for blocking any of your cards and online banking access is open 24/7.  

Rapid transfers 

For those days when there is more money in your account than you need: simply move your money to your call money account online.