Unlimited choices
- Available at a low-cost fixed monthly rate
- Comes with a debit card – for you and your partner
- Allows you to perform transactions online or at a branch
- Can also be accessed with our Sparkassen App
- Free cash withdrawals from all Sparkassen cash machines
Mobile Payment
Now you can also use mobile payment with your Sparkassen-Card*, Sparkasse credit card or rechargeable Sparkasse credit card*: Simply add your card to the Wallet app of your Apple device to use Apple Pay. Or download the “Mobile Payment” app for your Android™ smartphone. More information is available at www.sparkasse.de/kontaktloszahlen.
*If the text refers to the Sparkassen-Card and the rechargeable credit card, it is always a debit card.
An account you can depend on
No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.
Conditions
Details
| Account management fee | 9.30 Euro/month 1 |
| Deposits/withdrawals from Sparkasse ATMs | free of charge |
| First debit card | free of charge |
| Second debit card | 1.25 Euro/month 1 |
| Transfer in online banking | free of charge |
| Set up oder change standing order - documented | free of charge |
| Transfers at self-service terminals | free of charge |
| Bank account statement – electronic or print | free of charge |
Option of setting up a credit card Visa classic |
3.00 Euro/month 1 |
| Interest rate for disposition credit (agreed overdraft) | 9,40 % p. a. 2 |
| Interest rate for overdraft (tolerated overdraft) | 9,40 % p. a. |
1 The fee for the card will be charged once a year.
2 Upon meeting certain conditions.
An account you can depend on
No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.