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Unlimited choices

  • Available at a low-cost fixed monthly rate
  • Comes with a debit card – for you and your partner
  • Allows you to perform transactions online or at a branch
  • Can also be accessed with our Sparkassen App
  • Free cash withdrawals from all Sparkassen cash machines

Comes with a debit card

Our current accounts come with a debit card – plus one for your partner.

On holiday

Our accounts and banking services are designed for maximum convenience. That means you can also always access them online or with our Sparkassen App.

Also available with an arranged overdraft facility

For those spur of the moment purchases – our arranged overdraft facility will ensure that you will always have sufficient funds for those unplanned buys or unexpected expenses.

An account you can depend on

No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.

Emergency number 116 116

Our emergency number for blocking any of your cards and online banking access is open 24/7.

Conditions

Details

Account management fee 7.90 Euro (9.30 Euro 1)/month 2
Deposits/withdrawals from Sparkasse ATMs free of charge
First debit card free of charge 
Second debit card free of charge (1.25 Euro 1)/month 2
Transfer in online banking free of charge
Set up oder change standing order - documented free of charge
Transfers at self-service terminals free of charge
Bank account statement – electronic or print free of charge

Option of setting up a  credit card Visa classic or Mastercard classic

2.50 Euro (3.00 Euro 1)/month 2
Interest rate for disposition credit (agreed overdraft) 9,42 % p. a. 3
Interest rate for overdraft (tolerated overdraft) 9,42 % p. a.

1 Condition valid from 01.05.2020
2 The fee for the card will be charged once a year.

3 Upon meeting certain conditions.

An account you can depend on

No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.

Emergency number
+49 116 116

Our emergency number for blocking any of your cards and online banking access is open 24/7.  

Youth account

Online account management free of charge for all school students, apprentices or university students, up to two years after completion of their training.

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