Now you can also use mobile payment with your Sparkassen-Card*, Sparkasse credit card or rechargeable Sparkasse credit card*: Simply add your card to the Wallet app of your Apple device to use Apple Pay. Or download the “Mobile Payment” app for your Android™ smartphone. More information is available at www.sparkasse.de/kontaktloszahlen.
*If the text refers to the Sparkassen-Card and the rechargeable credit card, it is always a debit card.
No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.
Account management fee | 9.30 Euro/month 1 |
Deposits/withdrawals from Sparkasse ATMs | free of charge |
First debit card | free of charge |
Second debit card | 1.25 Euro/month 1 |
Transfer in online banking | free of charge |
Set up oder change standing order - documented | free of charge |
Transfers at self-service terminals | free of charge |
Bank account statement – electronic or print | free of charge |
Option of setting up a credit card Visa classic or Mastercard classic |
3.00 Euro/month 1 |
Interest rate for disposition credit (agreed overdraft) | 9,42 % p. a. 2 |
Interest rate for overdraft (tolerated overdraft) | 9,42 % p. a. |
1 The fee for the card will be charged once a year.
2 Upon meeting certain conditions.
No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.
Our arranged overdraft facility gives you the freedom to pay for things as and when you need or want to. This is because you can choose the time and amount you want to pay back yourself.