Unlimited choices
- Available at a low-cost fixed monthly rate
- Comes with a debit card – for you and your partner
- Allows you to perform transactions online or at a branch
- Can also be accessed with our Sparkassen App
- Free cash withdrawals from all Sparkassen cash machines
Mobile Payment
Now you can also use mobile payment with your Sparkassen-Card*, Sparkasse credit card or rechargeable Sparkasse credit card*: Simply add your card to the Wallet app of your Apple device to use Apple Pay. Or download the “Mobile Payment” app for your Android™ smartphone. More information is available at www.sparkasse.de/kontaktloszahlen.
*If the text refers to the Sparkassen-Card and the rechargeable credit card, it is always a debit card.
An account you can depend on
No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.
Conditions
Details
| Account management fee | 9.30 Euro/month 1 |
| Deposits/withdrawals from Sparkasse ATMs | free of charge |
| First debit card | free of charge |
| Second debit card | 1.25 Euro/month 1 |
| Transfer in online banking | free of charge |
| Set up oder change standing order - documented | free of charge |
| Transfers at self-service terminals | free of charge |
| Bank account statement – electronic or print | free of charge |
Option of setting up a credit card Visa classic or Mastercard classic |
3.00 Euro/month 1 |
| Interest rate for disposition credit (agreed overdraft) | 9,42 % p. a. 2 |
| Interest rate for overdraft (tolerated overdraft) | 9,42 % p. a. |
1 The fee for the card will be charged once a year.
2 Upon meeting certain conditions.
An account you can depend on
No matter whether you prefer doing your transactions online at a time that suits you or at your local branch: your Sparkasse offers a number of different kinds of current accounts designed to meet a range of different needs. Simply arrange an appointment with one of our advisers and find out which account version would suit you best.
Also available with an arranged overdraft facility
Our arranged overdraft facility gives you the freedom to pay for things as and when you need or want to. This is because you can choose the time and amount you want to pay back yourself.
- Provided free of charge
- Interest is only charged when the facility is used
- Can be used for all kinds of purchases
- Ensures that you can always pay regardless of the funds in your account